[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.demaster.cz\/jake-vyhody-ma-leasing-oproti-klasickemu-uveru\/#Article","mainEntityOfPage":"https:\/\/www.demaster.cz\/jake-vyhody-ma-leasing-oproti-klasickemu-uveru\/","headline":"Jak\u00e9 v\u00fdhody m\u00e1 leasing oproti klasick\u00e9mu \u00fav\u011bru?","name":"Jak\u00e9 v\u00fdhody m\u00e1 leasing oproti klasick\u00e9mu \u00fav\u011bru?","description":"Pokud je i pro v\u00e1s auto nezbytn\u00e9, ur\u010dit\u011b jednou p\u0159ijde situace, kdy budete muset p\u0159em\u00fd\u0161let, za co si po\u0159\u00edd\u00edte nov\u00e9 auto. Jestli s\u00e1hnete po vlastn\u00edch \u00faspor\u00e1ch, nebo vyu\u017eijete n\u011bjak\u00fd typ financov\u00e1n\u00ed auta. Zp\u016fsob\u016f, jak financovat auto na spl\u00e1tky, je n\u011bkolik. Ale z\u00e1kladn\u00ed zp\u016fsoby jsou dva. Bu\u010f je to leasing, nebo klasick\u00fd spot\u0159ebitelsk\u00fd \u00fav\u011br. Jak funguje […]","datePublished":"2025-09-06","dateModified":"2025-09-06","author":{"@type":"Person","@id":"https:\/\/www.demaster.cz\/author\/#Person","name":"demaster.cz\n","url":"https:\/\/www.demaster.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"demaster.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.demaster.cz\/wp-content\/uploads\/erik-mclean-ZRns2R5azu0-unsplash%20(1).jpg","url":"https:\/\/www.demaster.cz\/wp-content\/uploads\/erik-mclean-ZRns2R5azu0-unsplash%20(1).jpg","height":0,"width":0},"url":"https:\/\/www.demaster.cz\/jake-vyhody-ma-leasing-oproti-klasickemu-uveru\/","about":["Podnik\u00e1n\u00ed"],"wordCount":404,"articleBody":"         Pokud je i pro v\u00e1s auto nezbytn\u00e9, ur\u010dit\u011b jednou p\u0159ijde situace, kdy budete muset p\u0159em\u00fd\u0161let, za co si po\u0159\u00edd\u00edte nov\u00e9 auto. Jestli s\u00e1hnete po vlastn\u00edch \u00faspor\u00e1ch, nebo vyu\u017eijete n\u011bjak\u00fd typ financov\u00e1n\u00ed auta. Zp\u016fsob\u016f, jak financovat auto na spl\u00e1tky, je n\u011bkolik. Ale z\u00e1kladn\u00ed zp\u016fsoby jsou dva. Bu\u010f je to leasing, nebo klasick\u00fd spot\u0159ebitelsk\u00fd \u00fav\u011br.Jak funguje klasick\u00fd \u00fav\u011br?Klasick\u00fd \u00fav\u011br asi v\u0161ichni zn\u00e1me. Banka, p\u0159\u00edpadn\u011b nebankovn\u00ed spole\u010dnost, v\u00e1m poskytne pen\u00edze. Za ty si koup\u00edte auto a st\u00e1v\u00e1te se jeho vlastn\u00edkem. \u00dav\u011br pak spl\u00e1c\u00edte pomoc\u00ed pravideln\u00fdch spl\u00e1tek a samoz\u0159ejm\u011b plat\u00edte i \u00farok. Ten je v r\u016fzn\u00e9 v\u00fd\u0161ce. Ka\u017ed\u00e1 banka v\u00e1m m\u016f\u017ee d\u00e1t jinou nab\u00eddku. M\u016f\u017eete si jednotliv\u00e9 nab\u00eddky porovnat a pot\u00e9 si vybrat tu nejv\u00fdhodn\u011bj\u0161\u00ed. V\u00fdhodou je, \u017ee auto je ji\u017e od za\u010d\u00e1tku va\u0161\u00edm majetkem. N\u011bkter\u00e9 banky nebo nebankovn\u00ed spole\u010dnosti ale mohou na va\u0161e auto uplatnit z\u00e1stavn\u00ed pr\u00e1vo. To znamen\u00e1, \u017ee pokud nebudete schopni p\u016fj\u010dku spl\u00e1cet, auto v\u00e1m seberou.Jak funguje leasing?Pokud si vezmete auto na leasing, nejste vlastn\u00edkem auta. Vlastn\u00edkem bude leasingov\u00e1 spole\u010dnost. A\u017e do doby, ne\u017e sv\u00e9 auto splat\u00edte. Plat\u00edte pravideln\u00e9 spl\u00e1tky a pot\u00e9, co v\u0161echny splat\u00edte, auto bude va\u0161i. Pokud se tedy nejedn\u00e1 o operativn\u00ed leasing. Tam si auto jen pronaj\u00edm\u00e1te a po ukon\u010den\u00ed smlouvy ho vr\u00e1t\u00edte leasingov\u00e9 spole\u010dnosti.V\u00fdhody leasingu oproti p\u016fj\u010dceNi\u017e\u0161\u00ed po\u010d\u00e1te\u010dn\u00ed n\u00e1klady \u2013 u finan\u010dn\u00edho leasingu \u010dasto nen\u00ed nutn\u00e9 d\u00e1vat akontaci. Bu\u010f \u017e\u00e1dnou, nebo d\u00e1te jen velmi n\u00edzkou. T\u0159eba 5 nebo 10 procent.Flexibilita \u2013 u leasingu je skv\u011bl\u00e1 flexibilita. M\u00e1te mo\u017enost nastavit si volby d\u00e9lky smlouvy i v\u00fd\u0161e spl\u00e1tek. Pokud m\u00e1te star\u00e9 auto, tak taky m\u016f\u017eete pou\u017e\u00edt odkup star\u00e9ho auta pro sn\u00ed\u017een\u00ed ceny va\u0161eho nov\u00e9ho.Jednodu\u0161\u0161\u00ed proces schv\u00e1len\u00ed \u2013 leasingov\u00e9 spole\u010dnosti maj\u00ed m\u00e9n\u011b p\u0159\u00edsn\u00e1 krit\u00e9ria ne\u017e banky, kdy\u017e \u017e\u00e1d\u00e1te u bankovn\u00edho \u00fav\u011bru. M\u016f\u017eete dostat auto na leasing i p\u0159es to, \u017ee m\u00e1te exekuci nebo men\u0161\u00ed p\u0159\u00edjmy.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak\u00e9 v\u00fdhody m\u00e1 leasing oproti klasick\u00e9mu \u00fav\u011bru?","item":"https:\/\/www.demaster.cz\/jake-vyhody-ma-leasing-oproti-klasickemu-uveru\/#breadcrumbitem"}]}]